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When Do You Need a General Home Inspection?

Every buyer, borrower, or lender requires a general house inspection at closing. This inspection is usually required by lenders and buyers, however many borrowers and buyers also request a detailed home inspection.

Inspect Your Home

A thorough house inspection is generally needed by lenders and buyers prior to closing escrow, but sometimes it is not required. The purpose of a thorough inspection is to identify any areas that may need repair. Some buyers look for specific problems or defects that may cause a significant cost. Other buyers simply look for the areas that need some attention to bring the house up to code and make the home safer for their family.

The inspector does an inspection of the roof, flooring, walls, ceilings, windows, doors, plumbing, electrical, heating, air conditioning, and insulation, among others. A thorough inspection should include all areas of the house that are not easily accessible, such as basements, crawl spaces, or outside of the house.

Inspecting the roof can be hard because it is so exposed. If it is cracked, broken, chipped, or rotting, you may be able to fix it yourself, but if it is severely damaged you may have to hire a roofer. Some roofs are made of wood, some metal, and even plastic! While you will not see the entire roof during the inspection, the roofer will usually leave some small chips and dents in the roof to help prove that the damage was actually done from a storm or hail.

Once the roof is inspected, it is time to look at the walls and ceilings. If your wall or ceiling is cracked, broken, worn, dirty, or dusty, you may want to consider having someone come into your house to do some repairs. Sometimes, small cracks and tears in the walls can be fixed with paint and some patching material. Other times, more substantial repairs may be necessary.

However, you should never skimp on cleaning and repairing small cracks and tears in the walls or ceilings. Even small cracks and tears in these areas may lead to bigger problems later on. While it may cost you a bit more in repairs, it can cost a lot more in the long run, as long term repair of these areas can increase the cost of your home and the cost of repairs to replace them if you do not do something about them.

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